Four Ford stores in Massachusetts and New Hampshire publish truck leases a shopper can price this November, and they price four different ways: a $259 headline carried by $7,107 due at signing, a $399 headline with a published $0 dealer fee, 48-month cards that run into January, and a $299 Maverick in Quincy that wins its row outright. Every figure below was read on the dealer's own specials page on November 9 or 10, 2026. Every cost is effective monthly cost: the payment times the term plus the amount due at signing, divided by the term. Taxes and registration are not included.
Maverick: Quincy wins the row
| Dealer | Vehicle | Payment | Term | Due at signing | Miles per year | Effective cost |
|---|---|---|---|---|---|---|
| Quirk Ford (Quincy) | 2026 Maverick XLT AWD | $299 | 36 mo | $2,999 | 7,500 | $382 |
| Colonial Ford (Plymouth) | 2026 Maverick XLT | $249 | 36 mo | $5,296 | Not printed | $396 |
| AutoFair Ford (Manchester) | 2026 Maverick XL AWD | $356 | 36 mo | $2,999 | 7,500 | $439 |
Colonial Ford's Maverick headline is $50 a month lower than Quirk Ford's, and its due at signing is $2,297 higher. Completed, the Quincy truck wins by $14 a month, and it is an XLT against AutoFair's XL at $439. This is the cleanest illustration on the Ford page of why the headline is the last number to trust: the store asking the least money up front and printing the higher payment is selling the cheaper lease.
Ranger: three XLs, three structures
| Dealer | Vehicle | Payment | Term | Due at signing | Miles per year | Effective cost |
|---|---|---|---|---|---|---|
| Quirk Ford (Quincy) | 2026 Ranger XL Crew Cab 4x4 | $379 | 36 mo | $2,999 | 7,500 | $462 |
| Colonial Ford (Plymouth) | 2026 Ranger XL | $299 | 36 mo | $5,941 | Not printed | $464 |
| AutoFair Ford (Manchester) | 2026 Ranger XL 4WD | $395 | 36 mo | $2,999 | 7,500 | $478 |
The Ranger row is a near tie at the top. Quirk Ford's $379 headline completes at $462 on the same $2,999 due structure as its Maverick card, and Colonial's $299 headline, carried by $5,941 due, completes at $464. Two dollars a month apart, with Colonial asking almost twice the money at signing to get there. AutoFair's Ranger trails at $478, and its cards carry the group's $799 admin fee inside their printed totals.
F-150: the row where structure beats headline
| Dealer | Vehicle | Payment | Term | Due at signing | Miles per year | Effective cost |
|---|---|---|---|---|---|---|
| Colonial Ford (Plymouth) | 2026 F-150 STX | $259 | 36 mo | $7,107 | Not printed | $456 |
| Portsmouth Ford | 2026 F-150 (trim not printed on the card) | $399 | 36 mo | $2,131 | 7,500 | $458 |
| Herb Chambers Ford (Braintree) | 2026 F-150 STX | $399 | 36 mo | $2,499 | Not printed | $468 |
| AutoFair Ford (Manchester) | 2026 F-150 STX 4WD | $413 | 48 mo | $2,999 | 7,500 | $475 |
| Quirk Ford (Quincy) | 2026 F-150 STX | $399 | 36 mo | $2,999 | 7,500 | $482 |
Five F-150s, three identical $399 headlines, and a $26-a-month spread once the dues go in. Colonial wins the row at $456 effective, and the way it wins is the due at signing: $7,107, the largest on the Ford page, pulling a $259 payment out of a truck everyone else prices at $399. Portsmouth is $2 behind at $458 with $2,131 due, the lowest due in the row. Quirk Ford's STX finishes last in this row at $482, and we print that where Quirk shoppers will see it, because the same Quincy board wins the Maverick, Ranger, and Bronco rows on this page and loses this one honestly. AutoFair's entry is the row's long lease, 48 months running to January 4, 2027, which is how a $413 payment lands at $475 effective.
Portsmouth Ford and the $0 doc fee. Portsmouth Ford publishes a $0 dealer fee, advertised on every card as no dealer fees, with its vehicle pages stating that payments include a $0 dealer fee. Against a regional range of $499 to $799, that single line is worth real money on every lease the store writes, and it is the kind of disclosure our dealer fee transparency grades reward: Portsmouth holds a top fee-transparency profile on that scoreboard. The store is not perfect on paper. Its F-150 card prints a $399 payment and a first payment of $299, and its printed components sum to $2,031 against a printed $2,131 total. We used the printed total, and we flag the arithmetic rather than fixing it for them.
Sidebar: Bronco Sport and Bronco
| Dealer | Vehicle | Payment | Term | Due at signing | Miles per year | Effective cost |
|---|---|---|---|---|---|---|
| Portsmouth Ford | 2026 Bronco Sport (trim not printed on the card) | $299 | 36 mo | $2,031 | 7,500 | $355 |
| Herb Chambers Ford (Braintree) | 2026 Bronco Sport | $299 | 36 mo | $3,499 down | 7,500 | $396† |
| Quirk Ford (Quincy) | 2026 Bronco Sport Big Bend 4x4 | $319 | 36 mo | $2,999 | 7,500 | $402 |
| Colonial Ford (Plymouth) | 2026 Bronco Sport Big Bend | $309 | 36 mo | $5,657 | Not printed | $466 |
| AutoFair Ford (Manchester) | 2026 Bronco Sport Big Bend | $412 | 36 mo | $2,999 | 7,500 | $495 |
| Portsmouth Ford | 2026 Bronco (trim not printed on the card) | $399 | 36 mo | $2,131 | 7,500 | $458 |
| Quirk Ford (Quincy) | 2026 Bronco Big Bend 4x4 | $389 | 36 mo | $2,999 | 7,500 | $472 |
| AutoFair Ford (Manchester) | 2026 Bronco Big Bend | $399 | 36 mo | $3,893 | 7,500 | $507 |
† Figure computed from the down payment the dealer printed rather than a total due at signing. The structure requires a trade and a Ford lease in the household, and a $645 acquisition fee sits outside the figure, which erases the apparent edge over Quirk Ford's card.
Portsmouth wins the Bronco Sport row at $355, $47 a month under Quirk Ford's Big Bend, with one honesty note: Portsmouth's card does not print a trim, so a trim-for-trim match against the Big Bend cannot be verified from the card itself. Herb Chambers Ford's $299 Bronco Sport headline matches Portsmouth's payment and completes at $396 from its printed down payment, before the conditions in the dagger note apply. Grappone Ford publishes APR offers only, and Tasca Ford's lease copy on its own site expired in the fall, so neither is priced here. AutoFair's cards, all at 7,500 miles a year, run to January 4, 2027 rather than the November 30 end date on the rest of this page.
Step back from the individual rows and the Ford page is really a study in one number: the due at signing, which runs from $2,031 at Portsmouth to $7,107 at Colonial, a spread of more than $5,000 between stores selling the same trucks in the same month. Every ranking on this page is that spread working itself out. Quirk Ford is the most consistent board of the four, the same $2,999 due and the same 7,500-mile year on every card, which makes its rows easy to compare against each other and against anyone else's. Colonial is the least consistent, pairing the region's lowest truck headlines with dues two to three times Quirk's. A shopper who collects four Ford payments this month and compares them is collecting noise. A shopper who collects four totals is collecting prices.
The November lease hub carries the Quirk Ford board in full, and the market-wide November read puts these trucks among all 149 offers priced this month.
How we got these numbers, and who is talking. Every figure on this page was printed on the dealer's own website, or in the dealer's own specials system where the site itself is broken, on November 9 or 10, 2026. We do not use aggregator pricing as any dealer's offer, and we did not call stores for unpublished numbers. Offers end November 30, 2026 unless a different date is printed on the card, and dealers change boards mid-month, so the live page at the store always wins. CarThrive is published by Sean Western, who also leads marketing for Quirk Auto Dealers. Quirk's offers are graded and priced on the same rules as everyone else's on this page, including the rows Quirk loses.