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Blog post · Published 2026-11-11

November 2026 Lease Deals: What Changed When the October Programs Expired

November 2026 lease deals checked at six Quirk stores on November 9: a Tucson at $199 that undercuts the national headline, Volkswagen zero-down leases that cost less in total than the money-down versions, and a Wrangler board that moved the wrong way. Every offer ends November 30.

By Sean Western

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New vehicle lease specials board at a Massachusetts dealership in November 2026

The October lease programs expired on November 2. We read the November boards at six Quirk stores on November 9, 2026, and every lease below is live until November 30. Three things changed that matter: Hyundai's Tucson got cheaper at Quirk than the national headline, Volkswagen's zero-down leases quietly cost less in total than its money-down ones, and the Wrangler's local numbers moved the wrong way. Every card shows the advertised payment and the effective monthly cost, which is the payment times the term plus the amount due at signing, divided by the term. Taxes and registration are not included in any figure on this page.

The November board at Quirk

Headline offers from each store's November board, checked November 9, 2026 on the store's own specials page. Every offer shown ends November 30, 2026.

All offers Hyundai Volkswagen Kia Chevrolet Ford Jeep / Ram

2026 Tucson SEL Plus AWD, Quirk Hyundai

$199/mo

36 months · $3,999 due at signing · Effective cost $310/mo
The national November headline for a Tucson lease is $249/mo. Quirk's own card beats it by $50.


See this offer at Quirk Hyundai

2026 Elantra SEL Sport, Quirk Hyundai

$145/mo

36 months · $3,999 due at signing · Effective cost $256/mo
The lowest advertised payment on this page. The fine print names the trim Elantra SE.


See this offer at Quirk Hyundai

2026 Santa Fe SEL AWD, Quirk Hyundai

$278/mo

36 months · $3,999 due at signing · Effective cost $389/mo
Note: the store's homepage carousel showed $219/mo for 24 months when checked. The specials page itself says $278 for 36. Ask which one is on the car you want.


See this offer at Quirk Hyundai

2026 Palisade Hybrid SEL AWD, Quirk Hyundai

$319/mo

24 months · $3,999 due at signing · Effective cost $486/mo
The three-row hybrid on a short term, so the effective cost runs high.


See this offer at Quirk Hyundai

2027 Jetta Sport, Quirk Volkswagen of Braintree

$269/mo

36 months · $3,999 due at signing · Effective cost $380/mo
Or $349/mo with $0 due plus the $499 doc fee, which totals less. See the zero-down math below.


See this offer at Quirk Volkswagen of Braintree

2026 Tiguan SE, Quirk Volkswagen of Braintree

$309/mo

36 months · $3,999 due at signing · Effective cost $420/mo
Or $395/mo with $0 due plus the $499 doc fee. National November reporting put a Tiguan SE at $299/mo with $4,499 due, an effective $424/mo, so Quirk's card is in line either way.


See this offer at Quirk Volkswagen of Braintree

2026 K4 LXS, Quirk Kia Braintree

$188/mo

36 months · $3,687 due at signing · Effective cost $290/mo
Kia advertises a $3,000 down payment; the total due adds the $499 doc fee and the first payment. See the doc fee section below.


See this offer at Quirk Kia Braintree

2026 Sportage EX, Quirk Kia Braintree

$268/mo

36 months · $3,767 due at signing · Effective cost $373/mo
Kia advertises a $3,000 down payment; the total due adds the $499 doc fee and the first payment.


See this offer at Quirk Kia Braintree

2026 Sorento X-Line EX, Quirk Kia Braintree

$355/mo

36 months · $3,854 due at signing · Effective cost $462/mo
Kia advertises a $3,000 down payment; the total due adds the $499 doc fee and the first payment.


See this offer at Quirk Kia Braintree

2027 Telluride Hybrid X-Line SX-Prestige, Quirk Kia Braintree

$599/mo

36 months · $4,098 due at signing · Effective cost $713/mo
Kia advertises a $3,000 down payment; the total due adds the $499 doc fee and the first payment.


See this offer at Quirk Kia Braintree

2026 Bronco Sport Big Bend 4x4, Quirk Ford

$319/mo

36 months · $2,999 due at signing · Effective cost $402/mo


See this offer at Quirk Ford

2026 Wrangler Sport S 4-Door, Quirk CDJR Marshfield

$781/mo

24 months · $3,066 down · Effective cost $909/mo
The national November program for this trim is $329/mo for 36 months with $3,729 due, an effective $433/mo. The Marshfield card is a different and much more expensive structure. See the Wrangler section below.


See this offer at Quirk CDJR Marshfield

2027 Ram 1500 Big Horn Crew Cab, Quirk CDJR Marshfield

$829/mo

27 months · $4,777 down · Effective cost $1,006/mo
National November reporting puts Big Horn leases in the mid-$500s on a 42-month structure. Short terms cost more per month, but not this much more.


See this offer at Quirk CDJR Marshfield

Where a competitor beats Quirk this month

We also read the November boards at the competing stores around this market: Tasca Hyundai in Auburn, McGovern Hyundai and McGovern Chevrolet in Arlington, and Herb Chambers Kia and Herb Chambers Ford. Most of what we found did not beat the Quirk numbers above. Tasca's Hyundai payments start higher than Quirk's effective costs before any due-at-signing is counted, both McGovern specials pages showed no lease offers at all, and Herb Chambers Ford had no Maverick lease and an F-150 that only ties Quirk's. One store did publish lower Kia numbers than Quirk Kia, on its own stated terms. Here they are, with the same completed math we applied to Quirk's cards.

2026 K4 LXS, Herb Chambers Kia of Burlington

$269/mo

36 months · $0 due at signing as advertised · Effective cost $269/mo before added fees
This card beats Quirk Kia's $290 completed effective cost on its face. Its own disclaimer, though, lists the $499 doc fee, the first payment, tax, registration, and an acquisition fee as additional. Adding the two amounts we can price, the doc fee and the first payment, puts the due at about $768 and the effective cost at about $290/mo, level with Quirk's completed number, with the acquisition fee still to come. 10,000 miles a year. Ends November 30, 2026.


See this offer at Herb Chambers Kia of Burlington

2027 Sportage EX AWD, Herb Chambers Kia of Burlington

$319/mo

36 months · $0 due at signing as advertised · Effective cost $319/mo before added fees
On its face this beats Quirk Kia's Sportage by $54/mo in effective cost. The same disclaimer applies: doc fee, first payment, tax, registration, and acquisition are additional. Completing the math with the doc fee and first payment puts the due at about $818 and the effective cost at about $342/mo, still about $31/mo under Quirk's completed $373, before the acquisition fee. 10,000 miles a year. Ends November 30, 2026.


See this offer at Herb Chambers Kia of Burlington

One near miss: Herb Chambers Ford advertises a Bronco Sport at an effective $396/mo against Quirk Ford's $402, but its disclaimer adds a $645 acquisition fee, which alone erases the gap, and the offer requires a trade and a Ford lease already in the household. On completed numbers it is not lower, so it is not on this page as a deal that beats Quirk.

What changed when October ended

The $119 Jetta is gone. In October, Quirk Volkswagen of Manchester advertised a Jetta lease at $119/mo. November's Jetta is the new 2027 Sport, advertised in Braintree at $269/mo with $3,999 due. Different car, different store, different month. If a site still shows you the $119 figure, it is showing you October.

The ID.4's cash shrank. Volkswagen cut customer cash on the 2026 ID.4 to $3,500 for November, down from $6,000 in October, and the 2025 model's $12,500 ended November 3. Quirk Volkswagen of Braintree is not advertising an ID.4 lease card this month at all. The EV lease math that powered October's guide no longer exists, and any page still quoting it is quoting a dead program.

The Tucson moved the other way. National November reporting lists the Tucson at $249/mo. Quirk Hyundai's own card is $199/mo for the SEL Plus AWD with the same $3,999 due at signing. That is $1,800 less over the term than the national headline, at the store's own published numbers.

The $105 Wrangler headline has no November successor in what we checked. October's Quirk CDJR card in Dorchester advertised a Wrangler Sport at $105/mo on a 5,000-mile lease. November's Quirk CDJR offers in Marshfield start at $766/mo on 24-month terms. The truth about Wrangler leasing this month sits with the national program, not the local card.

The zero-down surprise at Volkswagen

At Quirk Volkswagen of Braintree, the zero-down version of the same car costs less in total than the $3,999-down version. Jetta Sport: $269/mo with $3,999 due totals $13,683 over 36 months. At $349/mo with $0 due plus the $499 doc fee, the total is $13,063. The Tiguan SE shows the same pattern: $15,123 with money down against $14,719 at zero down. Putting money down lowers the payment and raises the total, because the due-at-signing figure includes amounts the zero-down structure rolls in more cheaply. Run the total, not the payment.

The Wrangler problem

Jeep's national November program for a 2026 Wrangler Sport S is $329/mo for 36 months with $3,729 due at signing (CarsDirect, checked November 3). Quirk CDJR Marshfield's advertised Sport S is $781/mo for 24 months with $3,066 down. A 24-month lease always costs more per month than a 36-month lease on the same vehicle, because the steepest depreciation is spread over fewer payments. It does not explain a gap of $476/mo in effective cost. If you are shopping a Wrangler this month, get a 36-month quote in writing from any Jeep store and compare it against the national structure before you sign a 24-month card at these numbers.

One more thing worth knowing: Marshfield's new-vehicle specials page did not load its offers when we checked on November 9. The offers above come from the store's Offers and Incentives page, which carries the same November board. If you shop that store, that is the page to read.

The doc fee is in some of these numbers and on top of others

Quirk's Massachusetts documentation fee is $499, and how it appears in an advertised number depends on the brand's offer format. At Hyundai, Chevrolet, Ford, and Volkswagen, the published due-at-signing figure is one complete advertised amount before tax, title, and registration, and Volkswagen also prints the $499 doc fee on its own line on the zero-down cards. Kia writes its offers the other way: the advertised $3,000 is the down payment, and the $499 doc fee and the first month's payment are itemized on top of it. Neither format changes the value of the deal once the math is completed, so every Kia card on this page shows the full due at signing: $3,687 on a K4, $3,767 on a Sportage, $3,854 on a Sorento, and $4,098 on the Telluride Hybrid. The rule for shoppers is to compare completed numbers, never headline numbers. We grade every dealer in New England on exactly this distinction, fee inside the advertised number versus fee itemized on top of it, in our dealer transparency grades.

What we could not verify

Toyota has not published a verifiable November RAV4 program as of November 9, so there is no RAV4 card this month and no November RAV4 page from us. November money factors and residuals are not published by the stores, so this page compares advertised payments and due-at-signing totals only. Quirk CDJR's Dorchester store was not part of the November 9 check; the CDJR cards above are Marshfield's. Chevrolet's end dates appear in each offer's pricing disclosure rather than on the card itself; all six Chevy offers disclose November 30, 2026.

Sources

Quirk Hyundai, Quirk Volkswagen of Braintree, Quirk Kia Braintree, Quirk Chevrolet Braintree, Quirk Ford, and Quirk Chrysler Dodge Jeep Ram Marshfield specials and offers pages, read November 9, 2026. Competitor pages read the same day: Tasca Hyundai Auburn offers page, McGovern Hyundai and McGovern Chevrolet of Arlington specials pages, Herb Chambers Kia of Burlington lease specials page, and Herb Chambers Ford of Braintree lease specials page. National November programs: CarsDirect, FindTrueCar, TrueCar, and RealCarTips November 2026 lease reporting, checked November 3, 2026. October figures are from our October 2026 lease coverage, kept as published.

November deep dives: every brand, priced against its neighbors

The board above is Quirk's. These six follow-ups price the same November boards brand by brand, with Quirk's rows in the same tables as everyone else's, including the rows Quirk loses:

Related reading

October 2026: Lease vs. Finance (the October programs, kept as a dated snapshot) · Dealer transparency grades · New Hampshire vs. Massachusetts doc fees

Shopping the whole market? We priced November at 32 other New England dealerships too: November 2026 Lease Deals Across New England.