On November 9 and 10, 2026, we priced 149 November lease offers at 40 dealerships across Massachusetts and New Hampshire on one yardstick: effective monthly cost, the advertised payment times the term plus the amount due at signing, divided by the term. Taxes and registration are not included in any figure. Plenty of headlines sit under $300 a month. Almost none of the leases do. Eleven offers complete under $300 a month on the math. This page is the list, ranked cheapest first, and the near misses stay on the page so the list stays honest.

The list: eleven leases that complete under $300 a month

Two of the three cheapest rows are the same car. The Hyundai Kona SE AWD takes first and second place on two very different structures, and neither is the structure the headline suggests. Below the Konas, the list turns into ordinary cars on ordinary terms: an Elantra, a Trax, a Corolla, a Civic, a Sonata, a K4, and an Accord. Every one of them asks for money at signing, between $2,679 and $3,999. There is no lease on this list, and none in the region this month, that pairs a sub-$300 headline with a sub-$300 total cost and a printed total due at signing of $0. The due at signing is where the under-$300 lease is made.

Read the cheap rows carefully

The cheapest row in New England carries the heaviest conditions. Irwin Hyundai's Kona completes at $227 a month, and $1,449 of its $3,000 due at signing is labeled cash or trade equity, which means the price assumes money or a trade the shopper brings to the table. It is also a 24-month lease at 7,500 miles a year. Irwin's own zero-down version of the same Kona, $170 a month with a computed $1,619 due, completes at $237, ten dollars more for a structure with no equity in it. Both figures are on Irwin's page; the $102 headline is the one in the large type.

McGovern's Kona shows the opposite trick. The headline is $69 a month, the lowest payment printed anywhere in the region this month, and the due at signing is $3,999, the highest on this list. Completed, it lands at $236, second place, which is a fair outcome for the shopper and a strange way to advertise it. The Quirk Hyundai rows ask the same $3,999 due and print payments of $145 and $179 instead, on 36-month terms with 10,000 miles a year, the most generous mileage allowance on this page. Quirk Chevrolet's Trax is the cheapest crossover here at $259 effective, with the lowest due on the list at $2,679, and the tightest mileage cap: 5,000 miles a year, on a card that covers four units at the discount.

The K4 tie at the bottom of the list is the month's cleanest lesson in structure. Quirk Kia of Braintree advertises $188 a month with $3,000 due plus fees and first payment. Herb Chambers Kia of Burlington advertises $269 a month with zero down, and its disclaimer adds the $499 doc fee and the first payment back in. Complete both, adding the doc fee and first payment where the cards leave them out, and the two leases meet at about $290 a month. The headlines are $81 apart. The leases are the same price.

The near misses: $300 to $320 a month

Five more offers complete between $300 and $320. They miss the list, and two of them are arguably better leases than rows on it, which is exactly why they belong on the page.

† Figure computed from the down payment the dealer printed rather than a total due at signing; first payment and fees may be additional.

The two Tucsons are the honest tradeoff of the month. McGovern's SE AWD completes at $304, six dollars under Quirk Hyundai's $310, and the Quirk car is an SEL Plus against a base SE, with 10,000 miles a year against 7,500. Which lease is better depends on the driver, and neither store's headline, $221 against $199, tells that story. The Boston Honda Civic completes at $303 with zero down and $304 with money down, a one-dollar shrug that says the structure is decoration. It misses this list by three dollars and beats half the rows on it for a driver who puts real miles on a car.

The headlines we could not price

A sub-$300 headline that prints no due at signing cannot make this list, because it cannot be checked. Nashua Kia advertises a K4 LXS at $198 a month for 24 months with no due figure printed at all; the payment sits between Quirk Kia's $188 headline and its $290 completed cost, and there is no honest way to rank it. Tasca Hyundai in Auburn prints payment floors only, on 24-month terms with down-payment-only disclosures. Planet CDJR in Franklin prints payments, including a $404 Wrangler Willys, with no due figure anywhere on the page. Those offers may be good. On the evidence the stores publish, there is no way to know, and a list built on math has to leave them off.

This list is one cut through the November boards. The November lease hub prices the six Quirk boards in full, and the market-wide November read puts all 149 offers on a single set of brand tables. Every offer on both pages ends November 30, 2026.